Understanding The Four-Point Inspection
What is a Four-Point Inspection? A four-point inspection is a specialized evaluation that focuses on four primary systems of a home: the roof, electrical system, plumbing, and HVAC (heating, ventilation, and air conditioning). This type of inspection is often required by insurance companies, particularly for homes that are 10+ years old or older, before they will issue or renew a homeowner's insurance policy. The goal of a four-point inspection is to assess the current condition and remaining lifespan of these critical systems, rather than providing a comprehensive assessment of the entire home. What Does a Four-Point Inspection Cover? 1. Roof The roof is one of the most critical components of a home, protecting it from the elements and maintaining its structural integrity. During a four-point inspection, the inspector will evaluate the following aspects of the roof: Age and Type : The inspector will determine the age and type of roofing material used, such as shingles, tiles, or