Inspection Findings: Wind Mitigation Real World Examples And How They May Apply To You

Wind Mitigation Real World Examples

We are often asked if a home really needs to have a Home Inspection or told “you know….I am just buying this home as an investment, I don’t think I will get a Wind Mitigation Inspection. Maybe I'll get it later”. These are statements that concern us. They remind me of the time I heard someone ask my dentist, “which teeth should I floss”. The dentist, without blinking, responded… “the ones you want to keep”. The same thing applies to your home or any investment you may make in a home. We decided this week to include a couple of examples of real world reasons/ examples of why you need to have a Wind Mitigation Inspection and then actually complete any updates on your home of these mitigations for the protection of yourself, your things, and others. Below are two examples:

Roof Damage During A Hurricane: A homeowner neglected to update their wind mitigation features. When a Category 4 hurricane struck, their roof, not reinforced with modern wind-resistant techniques, sustained significant damage. The lack of proper wind mitigation led to a partial roof collapse, causing extensive water damage to the home’s interior destroying furniture and personal belongings.

Insurance Claim Rejection:
Another homeowner had an outdated wind mitigation report and when a severe storm caused damage to their property, their insurance claim was denied. The insurance company pointed out that the homeowner failed to follow recommendations in the outdated report, which would have reduced the risk of damage. This left the homeowner with many thousands of dollars of damage and not any real direction to turn for assistance in repairs.

Make sure to have your insurance up-to-date and have a “go bag” with all necessary items you will need to be away from your home as well as copies of irreplaceable documents.

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Feel free to call us if you have questions at 407-319-4608. You may also schedule your inspection or find additional information on our website.