Shocking Discoveries: Electrical Panel Red Flags Florida Homebuyers Shouldn't Ignore
We often tell homebuyers that one of the most critical (yet overlooked) components in a home is the electrical panel. Tucked away in garages, laundry rooms, or closets, this metal box is the heart of a home’s electrical system—and when things go wrong, the results can be costly or even dangerous. With our high humidity and frequent lightning storms the electrical system on a home may experience added stress and a thorough inspection of the panel is not just recommended—it’s essential. Below we have included a few things that buyers should know and consider including electrical panel red flags, how to spot visible issues, and how thermal imaging and additional inspections can provide a full picture of a home’s safety and integrity.
What Is an Electrical Panel?
Also known as a breaker box, the electrical panel distributes power from the utility company to the various circuits throughout the home. Inside the panel, you’ll find circuit breakers or fuses that control different zones (kitchen, HVAC, bedrooms, etc.).
A faulty or outdated panel can lead to:
Electrical fires
Power surges
Inconsistent voltage
Tripping breakers
Failing insurance inspections
Common Electrical Panel Red Flags Found During Inspections
These are some of the most frequent (and serious) issues we discover in Florida homes:
1. Outdated or Recalled Panels
Some panel brands are known safety hazards and may no longer meet code:
Federal Pacific Electric (FPE): These panels are notorious for failing to trip, posing a major fire risk.
Zinsco/Sylvania Panels: Often found in older homes, these panels have breakers that melt and may fail under load.
2. Double Taps
Two wires connected to a breaker designed for only one wire. This can lead to overheating and electrical arcing if not corrected.
3. Corrosion or Rust
In Florida, moisture intrusion is a common culprit. Rust on the panel or breakers is a major red flag and can indicate internal damage or compromised safety.
4. Overloaded Circuits
Too many circuits on a panel not designed to handle the load can cause overheating and short-circuiting.
5. Improper Grounding or Bonding
Electrical systems that aren’t properly grounded can pose shock hazards or fail to protect appliances from surges.
6. Visible Burning or Scorch Marks
Discoloration around breakers or a burnt smell near the panel often signals overheating or past electrical fires.
7. Missing or Incorrect Labels
If breakers aren’t labeled correctly—or not labeled at all—it creates confusion and potential hazards during maintenance or emergencies.
What Buyers Can Look for During a Walkthrough
While only a licensed inspector or electrician should open an electrical panel, buyers can still keep an eye out for:
Location of the panel (wet areas like laundry rooms are higher risk)
Exterior rust or damage
Buzzing or crackling sounds
Loose-fitting or missing panel covers
No labels or illegible writing on breaker descriptions
If you see any of the above, it's wise to ask for a through inspection—or negotiate accordingly.
The Value of Thermal Imaging for Electrical Panels
Infrared thermal imaging can be used to help detect temperature anomalies inside the panel. This technology helps us uncover:
Overheating breakers or wires
Loose connections
Unbalanced electrical loads
Failing components before they become hazardous
Thermal imaging can catch problems that look normal to the eye but pose serious risk under the surface. For Florida homes where AC units and appliances put heavy loads on electrical systems, this extra step is incredibly valuable.
Inspections That Help Assess Electrical (and Other) Issues
Here’s a breakdown of other possible inspection services that homebuyers may want to consider that can give them additional information about the home and a comprehensive understanding of the its condition:
General Home Inspection
Includes a full evaluation of the electrical system (panel, outlets, visible wiring), plumbing, HVAC, roofing, structure, and more.
Adds an infrared scan of electrical panels, insulation gaps, roof leaks, and hidden moisture issues.
Four-Point Inspection
Required by many Florida insurers for homes over 30 years old. Covers: Electrical, Roof, HVAC, and Plumbing.
Pre-Purchase Inspection
A full-home inspection designed to help buyers make a confident decision before signing a contract.
Bottom Line
If you're considering buying a used home in Florida—especially one built before 2000—don’t overlook the electrical panel. Problems here aren’t just a nuisance; they can be dangerous, expensive, and sometimes hidden in plain sight. This is something to consider before purchasing your new home and the information should give you the power to make informed decisions, negotiate with confidence, or simply walk away if the risks are just too great.
We’re Here To Help
Feel free to call us if you have questions at 407-319-4608. You may also schedule your inspection or find additional information on our website.
*Image from Shutterstock