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Findings: Homes in Florida Without Updated Wind Mitigation Features

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Homes in Florida without updated Wind Mitigation features can face several problems, especially considering the state's vulnerability to hurricanes and strong wind events. Some of the common issues in these homes include: Roof Damage : Older roofs or those not designed to withstand high winds can suffer significant damage during a storm. This can range from lost shingles or tiles to more severe structural damage. Water Intrusion: Without proper wind mitigation features, such as secondary water resistance barriers, homes may lose their shingles or tiles during a storm allowing water to enter the home from the roof during heavy rains accompanied by strong winds. This can lead to interior water damage, mold, and mildew problems. Window and Door Damage: Non-impact-resistant windows and doors are more likely to break or fail during high winds, allowing wind to blow water directly into the home, potentially causing extensive damage. Structural Integrity Issues: Homes without proper ro

Wind Mitigation: A Guide to Protecting Your Investment

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Today, let’s talk about something very important—Wind Mitigation. I'm going to keep it simple and straightforward. What is Wind Mitigation? Wind mitigation basically means making changes to your home so it can stand up better to strong winds, like the ones in big storms or hurricanes. It’s like giving your house a stronger shield to face the wind. Why is it Important? Safety : We all want our homes to be safe, especially when the weather is bad. Wind mitigation helps in keeping our homes safe from damages caused by strong winds. Save Money: Making your home stronger against the wind helps in avoiding damages, and this means less money spent on repairs! Discounts on Insurance: If your home is well-protected against wind, many insurance companies might offer you lower rates on your home insurance. This is of course the ideal situation and a win-win for both you and the insurance company. Types of Wind Mitigation? Strengthen Your Roof: A strong roof is important. Make sure it is se

Inspection Findings: Wind Mitigation Real World Examples And How They May Apply To You

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Wind Mitigation Real World Examples We are often asked if a home really needs to have a Home Inspection or told “you know….I am just buying this home as an investment, I don’t think I will get a Wind Mitigation Inspection. Maybe I'll get it later”. These are statements that concern us. They remind me of the time I heard someone ask my dentist, “which teeth should I floss”. The dentist, without blinking, responded… “the ones you want to keep”. The same thing applies to your home or any investment you may make in a home. We decided this week to include a couple of examples of real world reasons/ examples of why you need to have a Wind Mitigation Inspection and then actually complete any updates on your home of these mitigations for the protection of yourself, your things, and others. Below are two examples: Roof Damage During A Hurricane: A homeowner neglected to update their wind mitigation features. When a Category 4 hurricane struck, their roof, not reinforced with modern wind-r

Wind Mitigation Inspection: What Is It?

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What is a Wind Mitigation Inspection? It sounds a bit formal, but let's break it down into its parts. Wind Mitigation Inspection : It is a check-up for your house to see how well it can stand against strong winds, especially in areas where storms and hurricanes are frequent. Why Have One? Safety Check: It helps you understand how well your home can handle high winds, ensuring you and your home stay safe during storms. Insurance Benefits: Many insurance companies love homes that are well-prepared for winds and often offer lower premiums if your home passes this inspection. What Does It Involve? The inspection looks at several features of your home that play a role in resisting wind damage such as: Roof Shape : Some roof shapes, like hip roofs, are known to withstand winds better than others. Roof Coverings : The inspection checks whether your roof coverings (like shingles or tiles) are wind-resistant and properly installed. Opening Protection : It examines if windows, doors, and s